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Purchase Financing Options

Financing provided by  synchronylogo. Subject to credit approval.
    • Easy and simplified application
    • Approval only takes seconds
Call 801-207-7976 to apply or for details.
Though we pride ourselves on our fair and competitive pricing, we also offer financing options with approved credit to help ease any maintenance or repair cost.

0% APR

If paid in full within 18 months on promotional purchases

For Example:
Amount Financed: $5,000.00
Monthly Payment: $277.78
Payoff Period: 18 Months
Total Payments: $5,000.00

No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months, If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full.

5.99% APR

Until paid in full
with fixed monthly payments equal to 3% of promotional purchases

For Example:
Amount Financed: $5,000.00
Monthly Payment: $150.00
Payoff Period: 37 Months
Total Payments: $5,550.00

Interest will be charged on promo purchase from the purchase date at a reduced 5.99% APR and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full.

7.99% APR

Until paid in full
with fixed monthly payments equal to 2% of promotional purchases

For Example:
Amount Financed: $5,000.00
Monthly Payment: $100.00
Payoff Period: 61 Months
Total Payments: $6,100.00

Interest will be charged on promo purchase from the purchase date at a reduced 7.99% APR and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full.

9.99% APR

Until paid in full
with fixed monthly payments equal to 1.25% of promotional purchases

For Example:
Amount Financed: $5,000.00
Monthly Payment: $62.50
Payoff Period: 132 Months
Total Payments: $8,250.00

Interest will be charged on promo purchase from the purchase date at a reduced 9.99% APR and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full.

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to this promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. See Synchrony Financial Terms and Conditions for complete details.

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Calls are answered 24/7

Call us now!

801-207-7976